Businesses operating in construction and development trades need to protect themselves against everything from liability claims to construction defect lawsuits. There are specific policies that will cater directly to the needs of these parties and it’s essential for contractors to find the right ones for their enterprise.
Contractors general liability insurance is a critical coverage for all professional contractors. Builders and developers need to be diligent about many issues, including that their structures are sturdy and that all individuals on the premises stay safe.
It’s common practice for policies to be chosen before a contractor begins a project. This way, the contractor will not be in breach of contract should they start work before being able to provide proof that they have an insurance policy.
When selecting your contractors general liability policy, make sure to get the appropriate coverage limits. A comprehensive contractors general liability policy should cover the contractor’s ongoing and completed operations, the operations of subcontractors and persons injured on the contractor’s premises. Aegis Insurance Markets currently is able to help businesses select contractors general liability insurance in Arizona, California, Nevada and Oregon.
Aegis Insurance Markets will work with contractors to find the right policies for their needs. Owners should take a comprehensive assessment of their company’s daily operations so the most suitable contractors general liability insurance can be chosen.